Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs) 2018/19
Overall investment limit £20,000
Junior ISA limit £4,260
Help to Buy ISA monthly subscription limit (initial deposit limit £1,000) £200
Lifetime ISA annual subscription limit £4,000


  1. Investments in ISAs are free of income tax and capital gains tax.
  2. Those aged 16-17 can invest in a cash ISA, in addition to a Junior ISA.
  3. ISAs allow you to take your money out at any time without losing tax relief and furthermore you are not required to declare income and capital gains from ISA savings.